Renters Insurance | Affordable. Approachable. All Online.

Affordable. Approachable. All online.

When it comes to renters insurance, one size hardly fits all. That's why we let you create the policy that best fits your needs - and your budget. And when you bundle renters insurance with another policy, you'll save even more. That's convenience. That's Clever.

Renters Insurance Offerings

HOUSE

Single family home

APARTMENT

Multi family home

CONDO

Multi family home

What's so cool about Clever?

We're glad you asked! Clever Renters Insurance is anything but typical.

Flexible coverage so you only pay for what you need and want.
Specific add-ons to cover identity theft expenses and resolution, personal property replacement cost, personal injury and more.
Higher or lower deductible based on the amount of monthly premium that you want to pay.
Adaptive coverage for your stuff when it leaves your home.

Seeing a pattern? We thought so. The most important part of Clever renters policies is that you hold the keys. Figuratively. And literally.

Amp up your policy with add-ons like...

SCHEDULED PERSONAL PROPERTY

Do you have a super nice camera? The latest phone or laptop? A rock for an engagement ring? If so, you can schedule these items with their own value and deductible and have peace of mind that your valuables are covered. It's as easy as that!

IDENTITY THEFT EXPENSE COVERAGE AND RESOLUTION SERVICE

Impersonation is not always flattering and can be quite expensive. It's possible to recover, and having this coverage in place will certainly help during and after an experience with identity theft.

PERSONAL INJURY

Are you constantly on social media? Feel the need to voice your opinion and/or preferences? If so, you may want to purchase personal injury coverage.

REPLACEMENT COST ON PERSONAL PROPERTY

Covering the cost to fully replace your personal property is important, right? If your personal property (like a TV) is destroyed by a covered loss, replacement cost on personal property coverage will pay the full cost to replace it.

SCHEDULED PERSONAL PROPERTY

IDENTITY THEFT EXPENSE COVERAGE AND RESOLUTION SERVICE

Impersonation is not always flattering and can be quite expensive. It's possible to recover, and having this coverage in place will certainly help during and after an experience with identity theft.

PERSONAL INJURY

Are you constantly on social media? Feel the need to voice your opinion and/or preferences? If so, you may want to purchase personal injury coverage.

REPLACEMENT COST ON PERSONAL PROPERTY

Bundle, Bundle, Bundle

When you bundle auto, life, and a home or renters policy together, you'll get our best coverage, lowest rates, and other cool add-ons with our Top Dog discount.

Select the coverage you need to get started.

AUTO

RENTERS

HOME

LIFE