Affordable. Approachable. All online.

When it comes to auto insurance, one size hardly fits all. That’s why we let you create the policy that best fits your needs — and your budget. And when you bundle auto insurance with another policy, you’ll save even more. That’s convenience. That’s Clever.

Auto Insurance Offerings


Cars, Trucks, and SUVs

What's so cool about Clever?

We're glad you asked! Clever Auto Insurance is anything but typical. Not only do we cover all kinds of vehicles, but we offer...

  • Flexible coverage so you only pay for what you need and want.
  • Specific add-ons to cover pets or emergency assistance.
  • Higher or lower deductible based on what type of premium you want to pay monthly.
  • The freedom to choose your auto repair shop.

Seeing a pattern? We thought so. The most important part of Clever auto policies is that you are in the driver's seat. Figuratively. And literally.

Amp up your policy with add-ons like...

Should you be rewarded for safe driving? Absolutely. When you add Reducing Deductible to your policy, we’ll knock $100 off your deductible every year you’re accident-free. And yes, it’s possible to get down to no deductible!
No worries if your car is damaged in an accident. We are here to help keep you on the road with a rental.
No one likes being stranded. With Emergency Road Service, we’ve got your back even when your car doesn’t.
The little things make a huge difference, which is why we offer Windshield Chip Repair coverage to help you see clearer and stay safer.

Bundle, Bundle, Bundle

When you bundle auto, life, and a home or renters policy together, you'll get our best coverage, lowest rates, and other cool add-ons with our Top Dog discount.

Select the coverage you need to get started.

Bundle auto with home or renters and you can save at least 4%

Still need more information about auto insurance?

Check out our Auto Buyer's Guide to learn more about offerings, browse FAQs, watch videos and more.

View the Guide

Any questions?

Here are some of the most frequently asked questions from drivers like you.

What Our Experts Say

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