Simply put, your stuff. From the tools in your garage to the furniture and electronics in your home, personal property coverage is pretty essential.
This coverage protects you against damages arising from an accident that results in the bodily injury or property damage to others, for which you are held liable. It also includes covering court costs and the cost of defending yourself for covered claims.
Also known as loss of use or temporary living expenses, this coverage is all about helping out. Extra expense coverage assists with necessary increased living expenses when an insured dwelling is uninhabitable as a result of damage by a covered cause of loss.
This coverage provides payments for medical, surgical, dental, ambulance and hospital expenses to those injured on your property as a result of an accident.
Clever offers tons of other types of coverage, from scheduled personal property coverage to personal injury coverage, identity theft expense coverage and beyond. Want to learn more about these selections? Click here to view the whole list of coverage options and read more about them.